EXTRA MONEY

My husband and I have a pretty strict budget and some financial goals we would like to reach before he gets out of the army. One of those goals is to not have any credit card debt. We know that we will not be able to pay off his student loan before he gets out but other than that we would like to be debt free. We think that this will not only make military to civilian transition much easier but it will also make our future finacial goals much easier to attian. Anyways, my point is I am going to be watcjing a little boy (Conrad-2yrs old) for the next two months. According to the time and numbers, we will have all our credit card debt paid off at the end of two months. Goodie Goodie. We will then begin focusing on our savings and our car. It would be a real dream come true if we could apy that off early!!!! That would be another monthly payment gone. Talk about a low debt to income ratio. Anyone who is military knows how little a PFC makes, but he is gonna be a big boy spec soon( next month or two) and will be in over two years in july which is another raise. I think if we stick with the PFC budget and set up an allotment to put the Spec. money in our savongs we will be doing ourselves such a great service. We really want to be able to help our kids with college (without drowning in student loans like Clint had to do). I know his parents would love to have helped more and that is a big goal for us. I think I have gotten a little of topic....That always happens to me. Anyway, The point was I am going to have another two year old four days a week, ontop of my two, two year olds and a one year old. I think I can handle it though. Especially for only two months and the outcome is so incredible. (paid off credit cards!!!!)