My husband and I have a pretty strict budget and some financial goals we would like to reach before he gets out of the army. One of those goals is to not have any credit card debt. We know that we will not be able to pay off his student loan before he gets out but other than that we would like to be debt free. We think that this will not only make military to civilian transition much easier but it will also make our future finacial goals much easier to attian. Anyways, my point is I am going to be watcjing a little boy (Conrad-2yrs old) for the next two months. According to the time and numbers, we will have all our credit card debt paid off at the end of two months. Goodie Goodie. We will then begin focusing on our savings and our car. It would be a real dream come true if we could apy that off early!!!! That would be another monthly payment gone. Talk about a low debt to income ratio. Anyone who is military knows how little a PFC makes, but he is gonna be a big boy spec soon( next month or two) and will be in over two years in july which is another raise. I think if we stick with the PFC budget and set up an allotment to put the Spec. money in our savongs we will be doing ourselves such a great service. We really want to be able to help our kids with college (without drowning in student loans like Clint had to do). I know his parents would love to have helped more and that is a big goal for us. I think I have gotten a little of topic....That always happens to me. Anyway, The point was I am going to have another two year old four days a week, ontop of my two, two year olds and a one year old. I think I can handle it though. Especially for only two months and the outcome is so incredible. (paid off credit cards!!!!)
We have one more week of school here, yet my children have already disconnected the brain switch. I hate to tell them but we will home school throughout the summer. Luckily for them we can get our work done in less then two hours with only three kids and of course the fact that I sneak projects in throughout our everyday activities. Ethan decided he is exempt from the school dress ode because school is almost out and the daughter has jumped on that band wagon. I decided to let it slide. I figure a cute little t-shirt isn't going to ruin any one's grades, they were all turned in on the 24Th, so we will see if I get a call from the school. So today's little golden nugget of delight is brought to you by Ethan. Mom:Ethan, quit messing with your business. Go to your room if you want to do that. Ethan: I am not messing with it, it hurts. It feels like I am going to bleed when I pee. Mom: Oh honey, I am sorry but you will have to go to your Dad. He is in charge of penises. I handl...
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